Copyright © 2024 Spendyr, Inc. All rights reserved. Made with 💚 in Austin, TX.

Privacy Policy of Spendyr, Inc.Last Updated February 20, 2024Welcome to the Spendyr ("Company", "we", "us", or "our"). Protecting your personal information and safeguarding your privacy rights is a fundamental aspect of our ethos. Should you have inquiries or require further clarification regarding our policies or your personal information, feel free to connect with us at [email protected].By choosing to use our mobile application and services, you entrust us with your valuable personal information. We recognize the importance of this trust and assure you that we treat your privacy with the utmost seriousness and care. Through this privacy policy, we aim to clearly inform you about the nature of data we collect, the purpose of its use, and the rights at your disposal regarding such data. We encourage you to thoroughly review our policy. If any term does not align with your expectations, please cease the use of our Apps and services immediately.This privacy policy governs all data collected via our mobile application (“App”), as well as any associated services, sales, marketing, or events, which are collectively referred to in this document as the "Services". We advise you to read this privacy policy meticulously to make well-informed decisions about sharing your personal information with us.What Information Do we Collect?Personal Information You Choose to ProvideWe gather personal information that you decide to share with us. This includes details you provide during your interactions with our App, such as when you:Register or set up an account.
Show interest in updates about our services or products. Engage with our App's features, like message boards or through participation in promotions, contests, or surveys. Reach out to us for support or inquiries.Depending on how you use our Services, we may collect the following types of personal information:Identifiable Information: This may include your names, usernames, contact details like email addresses and phone numbers, and any other public identifiers you use or disclose.Payment: When you make a purchase, we gather information required to process your transactions, which may include payment details like credit card numbers and security codes. Note that all payment data is securely managed by our payment processor, Stripe, to ensure your financial data's protection. Please refer to Stripe's Privacy Policy for insights on their data handling practices.Social Media: For those preferring to register or log in through social media platforms, we collect information authorized by those services, as detailed in the "Handling Your Social Logins" section below.It is imperative for the accuracy and security of your account that all personal information you provide is complete, accurate, and kept up-to-date.
Information Collected Automatically by us.General CollectionWhen you interact with our App, we automatically gathers certain types of information. While this data does not typically identify you personally—like your name or email—it does capture details about your device and how you use the App. The information we may collect includes:Device and Access Information: This can be your IP address, the type of browser you use, device attributes, your operating system, language settings, referring web addresses, the name of your device, your country and location, and other such technical data.Usage Metrics: How and when you use our App, which can help us improve service delivery and optimize our user interface.The primary purpose of collecting this information is to ensure the efficient operation of our App, bolster security measures, and perform internal operations such as analytics and aggregate reporting.Specific Online IdentifiersOur App employs technologies like cookies, which may collect identifiers to facilitate better analytics and personalized marketing efforts. These can include:Cookies and Similar Technologies: Unique identifiers that help us understand user preferences and provide a tailored experience.Analytical Data: We gather data that informs us about how you interact with our App, which is instrumental in improving our services.Information from Mobile DevicesIf you access our App via a mobile device, we may collect additional information such as:Mobile Device Identifiers: Specific data like your mobile device ID, the make and model of your device, its operating system, and your IP address.This data aids in maintaining the functionality and security of our App, especially for features that are optimized for mobile use.How We Use Your InformationIn Short: We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.We utilize the personal information collected via our Apps for various business-related purposes. Our processing of your personal data is grounded in:- Legitimate business interests
- The necessity to fulfill our contract with you
- Your consent
- Compliance with our legal obligationsPurposes for which we use the information we collect include:Account Creation and Logon: We use information from third-party accounts to simplify our account creation and logon processes.Marketing Communications: With your consent or based on our legitimate interests, we may send you promotional messages and marketing offers.Administrative Information: We may send you information related to products, services, new features, or updates to our terms and policies.Order Management: Your information helps us manage and process your orders, payments, returns, and exchanges.Testimonials: With your consent, we post testimonials that may include identifiable information.Targeted Advertising: We utilize your data to display personalized advertising content.Competitions and Draws: We may use your data to manage prize draws and contests you participate in.Feedback Requests: We may contact you to request feedback regarding our Apps.Service Protection: For fraud prevention and to maintain the security of our Apps.
User Communications: To facilitate communication between users with their consent.
Policy Enforcement: To enforce our terms, conditions, and policies.Legal Compliance: To respond to legal requests and prevent harm.Business Analytics: For data analysis, trend identification, and improvement of our Apps and services.Information is stored in an aggregated and anonymized format and will not be linked to identifiable personal information without your consent.Specific Circumstances for Data Processing and SharingBusiness Transactions:
In the event of a business transition, such as a merger, acquisition by another company, or the sale of all or a portion of our assets, your personal information may be among the assets transferred. We will ensure the confidentiality of any personal information involved in such transactions.Third-Party Advertising Partners:
Our App may feature advertisements from external services. These third-party advertisers may use cookies and other tracking technologies to collect data about your interactions with our App and other websites to provide personalized advertising content.Interactions with Other Users:
Any information you share in public areas of our App—like comments or posts—may be seen, collected, and used by others. If you engage with social features of our App or connect through a social network, your profile details and activity may also be visible to others within that network.Please be mindful of your privacy when sharing information or interacting in public spaces within the App.Management of Social LoginsSocial media logins:
We provide the convenience of using your social media accounts for registration and login purposes. If you opt to link your social media account (such as Facebook or Twitter) for accessing our services, we'll have access to certain information as authorized by you and your social media provider.Information We Collect:
Upon using your social media login, we might receive details including but not limited to:
- Your name and email address
- Profile picture
- Friends list
- Other public profile informationUsage of Your Information:
The information obtained through social media logins will be utilized strictly in accordance with this privacy policy and the specific purposes outlined within our App. It's important to note that We don't govern the privacy practices of third-party social media platforms. Thus, we encourage you to review the privacy policies of these platforms to understand their data handling practices and how you can adjust your settings.Your Privacy Control:
While we use your social media profile information to enhance your user experience within our App, control over this data remains subject to the privacy settings and policies of the respective social media platforms. We recommend familiarizing yourself with their privacy controls to manage the information shared through social media logins.## International Transfer of Your InformationGlobal Operations and Data Transfer:
Your personal information may be transferred to and processed in countries other than the one where you reside. Our primary data storage facilities are located in the United States. Consequently, if you're using our App from outside the United States, your data will be transferred to, stored, and processed in the U.S. and possibly other jurisdictions.Sharing Information with Third Parties:
As outlined in the "Information Sharing" section of our privacy policy, your data may be shared with third-party service providers who support our operations. This can involve transferring your information to countries with different data protection laws than your home country.Commitment to Data Protection:
We are committed to safeguarding your personal information irrespective of where it is processed. For users in the European Economic Area (EEA) and other regions with strict data protection laws, we ensure that any data transfer complies with legal standards and aim to provide protection equivalent to the laws in your country.Your Rights and Protections:
We adopt robust measures, including data processing agreements and international data transfer mechanisms, to ensure your information is protected in line with this privacy policy and applicable laws. If you have concerns about your data being transferred internationally, please contact us for more information.Safeguarding Your InformationOur Commitment:
The security of your personal information is a top priority. We are dedicated to protecting your data with a blend of organizational and technological safeguards.Security Measures:
We've adopted robust technical and organizational measures aimed at securing your personal data against unauthorized access, alteration, disclosure, or destruction. These measures are continually evaluated and updated to adapt to new security threats.Understanding Risks:
It's important to recognize that no digital platform can offer absolute security. The transmission of information over the internet inherently carries some risk. We strive to protect your personal information, but we also urge you to take steps to keep your data safe, particularly by ensuring a secure environment for accessing our services.Your Role in Security:
- Ensure the security of your login credentials.
- Use secure networks when accessing our services.
- Stay informed about common internet scams and threats.We are committed to maintaining the privacy and integrity of your personal information through careful security practices. Your vigilance in protecting your data plays a crucial role in these efforts.Collection of Information from MinorsPolicy Overview:
Spendyr, Inc. is committed to safeguarding the privacy of children. We do not intentionally gather personal information from individuals under the age of 13.Our Practices:
Data Collection: We do not knowingly collect, maintain, or use personal information from children under 13 years of age in accordance with the U.S. Children's Online Privacy Protection Act (COPPA).
Usage of Our Apps: By engaging with our Apps, users affirm they are at least 13 years old or are the parent/guardian agreeing on behalf of a minor to allow their use of our Apps.
Account Deactivation and Data Removal: Should we identify that we have inadvertently collected information from a child under 13, we will take steps to deactivate the associated account and efficiently remove such information from our databases.Request for Data Deletion:
If you are aware that we have collected personal information from a child under 13 without parental consent, please reach out to us at [email protected]. We are committed to complying promptly with your requests for data deletion.We appreciate your cooperation in ensuring the digital safety and privacy of all our users, especially minors.Your Privacy RightsOverview:
Your privacy is paramount at Spendyr, Inc. Depending on where you reside, such as within the European Economic Area (EEA), you are granted specific rights that empower you to manage your personal information effectively.Your Rights Include:
1. Access: You can request to access and receive a copy of the personal information we hold about you.2. Direct Marketing Opt-Out: You have the right to opt-out of our use of your personal information for direct marketing purposes.3. Corrections: If your personal information is incorrect or incomplete, you have the right to ask us to update it.4. Deletion: You can request us to delete or remove your personal information under certain circumstances.5. Processing Restrictions: You have the right to restrict the processing of your personal information in specific scenarios.6. Data Portability: You can request the transfer of your personal information to another organization, or directly to you, under certain conditions.7. Consent Withdrawal: Where we are relying on your consent to process your personal information, you have the right to withdraw that consent at any time, though this does not affect the lawfulness of the processing before the withdrawal.Exercising Your Rights:
To exercise any of these rights, please contact us using the details provided at the end of this policy. We are committed to addressing your requests in accordance with the applicable data protection laws.Withdrawing Consent:
If you wish to withdraw your consent for us to process your personal information, you can do so at any time by contacting us.Complaints:
Residents of the European Economic Area who believe their personal information is being unlawfully processed have the right to lodge a complaint with their local data protection supervisory authority.Contact Us:
For any questions or to exercise your privacy rights, reach out to us at [email protected].We respect your privacy and we are dedicated to protecting your personal data and upholding your rights.

Privacy Rights for California ResidentsYour Rights in California:
As a resident of California, you're afforded specific rights under the California Consumer Privacy Act (CCPA). Spendyr, Inc. recognizes and upholds these rights, ensuring you have full control over your personal information.Your CCPA Rights Include:
Right to Know: You can request details about the personal information we collect about you, including the sources, purposes, and any third parties with whom it has been shared.Right to Delete: You have the right to request the deletion of your personal information collected by us.Right to Opt-Out: You can request that your personal information not be sold to third parties.Non-Discrimination: Exercising your CCPA rights comes with the guarantee that you will not receive discriminatory treatment by us.Making a Request:
If you're a California resident wishing to exercise any of these rights, please reach out to us through the contact details provided at the end of this document. Your request should include your contact information and clearly state your residency in California.Rights for Minors:
If you're under 18 years old, a California resident, and have an account with our App, you can request the removal of unwanted public posts. To initiate this process, please contact us with the relevant details of the post and your account information.

Privacy Rights for Nevada ResidentsUnderstanding Your Rights in Nevada:
In alignment with Nevada privacy law, Spendyr, Inc. acknowledges the rights of Nevada residents to safeguard their personal information from being sold. We are committed to upholding these rights and providing our users with control over their personal data.Your Right to Opt-Out:
As a Nevada resident, you have the right to request that Spendyr, Inc. does not sell your personal information. We respect your decision and provide a straightforward process for submitting such requests.How to Submit Your Request:
If you reside in Nevada and wish to exercise your right to prevent the sale of your personal information, please direct your written request to us. Ensure your request includes your full contact information for verification purposes and to facilitate our response.Contact Us:
To make your request or if you have any questions regarding your privacy rights, please reach out to us at [email protected].We value your privacy and are dedicated to ensuring that your personal information is handled with care and respect, in accordance with Nevada law.

Policy UpdatesCommitment to Compliance and Transparency:
We are dedicated to maintaining the highest standards of privacy and data protection. To ensure compliance with evolving laws and regulations, we may periodically update this privacy policy.How We Update This Policy:
Changes and Modifications: We reserve the right to amend, update, or remove sections of this privacy policy as necessary.Notification of Updates: Any significant changes to our privacy practices will be communicated through our website with an updated "Revision" date or, when appropriate, directly to you via notification.Effectiveness of Updates: Updates to this policy are effective as soon as they are posted, ensuring you are always informed of our latest privacy practices.Your Acceptance of Changes:
By continuing to use our services after policy updates, you agree to be bound by the revised terms. We encourage regular review of our privacy policy to stay informed about how we safeguard your information.Stay Informed:
We understand the importance of privacy in the digital age and are committed to transparently communicating any changes to our policy. For the latest information on our privacy practices, please visit this policy frequently.

Contacting Regarding Our Privacy PolicyInquiries and Feedback:
Should you have any questions or wish to provide feedback regarding our Privacy Policy, our Data Protection Officer (DPO) is available to assist you. You can reach out through the following means:Email: Contact our DPO via email at [email protected].Postal Mail:

^{Data Protection Officer
Spendyr, Inc.
1606 Headway Cir STE 9235
Austin, TX, 78754
United States}

Managing Your InformationYour Data Rights:
In accordance with the privacy laws applicable in certain jurisdictions, you are entitled to request access to the personal data that we collected about you. You also have the right to request modifications to your data or ask for its deletion under specific conditions.How to Submit Your Request:
To review, update, or delete your personal information collected by us, please direct your request via email to [email protected].Our Commitment to Respond:
We pledge to address your inquiry within 30 days, ensuring your rights to manage your personal data are fully supported.We are dedicated to maintaining the accuracy and privacy of your information and encourage you to reach out to us with any concerns regarding your data.

Terms & ConditionsLast Updated February 20, 2024Welcome to Spendyr, Inc. ("Company" "we," "us," or "our"). Your privacy and trust are paramount to us. If you have any questions or concerns about our policies or practices regarding your personal information, please contact us at [email protected].Spendyr, Inc., headquartered at 1606 Headway Cir STE 9235, Austin, TX, grants you (the end-user) the license to use the Spendyr application (the "Application") exclusively under the terms of this License Agreement.By downloading the Application from the Apple App Store, Google Play Store, or accessing our services in any way as permitted by this License Agreement, you agree to abide by all terms and conditions herein.Apple, Google, and any other third parties are not parties to this License Agreement and have no obligations regarding the Application, including but not limited to, maintenance, support, warranty, or liability.1. The ApplicationSpendyr is designed for individuals to take action against climate change starting with understanding and reducing their own carbon footprint, available for mobile devices.2. No Maintenance or Support2.1 Spendyr, Inc. does not commit to providing any maintenance or support for the Application.2.2 Both Spendyr, Inc. and the end-user acknowledge that third-party providers like Apple and Google are not responsible for maintenance or support of the Application.3. LiabilitySpendyr, Inc., along with its affiliates and service providers, shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of data, profits, or revenue, related to the services provided. Our total liability for all claims will not exceed the fees you have paid us for using the Spendyr services.4. Warranty4.1 We warrant that the Application is free of malware at the time of download and functions as described in the user documentation.4.2 No warranty is provided for issues caused by unauthorized modification or external factors beyond Spendyr’s control.4.3 Defects must be reported within 60 days of discovery for consideration.4.4 We reserve the right to remedy defects by repair or replacement.5. Product ClaimsSpendyr, Inc. is responsible for addressing any claims by the end-user related to the Application or its use, including product liability, legal, or regulatory claims.6. Legal ComplianceYou confirm you are not located in a restricted country nor on any U.S. Government list of prohibited parties.7. Contact InformationFor inquiries or claims about the Application, contact us at:^{Spendyr, Inc.
1606 Headway Cir STE 9235
Austin, TX, 78754
United States}8. TerminationThis license is valid until terminated by either party. You must cease using the Application and delete all copies upon termination.9. Third Party BeneficiaryApple and Apple’s subsidiaries are third-party beneficiaries of this agreement, with the right to enforce its terms.10. IndemnificationThe User (Licensee) agrees to indemnify, defend, and hold harmless Spendyr, Inc. (Licensor) and its directors, officers, employees, agents, affiliates, successors, and assigns from any claims, damages, losses, liabilities, and all costs and expenses of defense, including but not limited to, attorneys' fees, resulting directly or indirectly from the User's unauthorized customization, modification, or use of the Spendyr App or its content, including any claims alleging such actions infringe on a third party's intellectual property rights.11. NoticesAny notice or communication required or permitted under this Agreement shall be delivered in writing, sent via certified or registered mail (return receipt requested) or by a recognized national overnight courier service, to Spendyr, Inc. at the address provided below. Notices shall be deemed effectively given upon receipt by the party to whom it is addressed.Changes to contact information for notice delivery may be updated by either party by giving written notice to the other in accordance with this section.Spendyr, Inc. Address for Notices:^{Spendyr, Inc.
1606 Headway Cir STE 9235
Austin, TX, 78754
United States}12. Jurisdiction and DisputesThis Agreement and any action related thereto shall be governed and interpreted by the laws of the State of Texas, United States of America, without regard to its conflict of law principles.Any disputes arising from or related to the User's use of the Spendyr, Inc. services or this Agreement shall be subject to the exclusive jurisdiction of the state and federal courts located in Travis County, Texas. The User consents to the jurisdiction of these courts and waives any objections to the convenience of these courts.13. MiscellaneousInvalid terms will be replaced to reflect our original intent. Changes to this agreement are effective upon posting an updated version.Spendyr, Inc. reserves the right to modify these Terms & Conditions as necessary. Changes will be communicated directly or by updating the “Revised” date. Your continued use constitutes acceptance of these changes.

14. Mobile Messaging Terms and ConditionsSpendyr, Inc. offers a mobile messaging program ("SMS Program") governed by the following Mobile Messaging Terms and Conditions ("Mobile Messaging Terms"). Participation in the SMS Program is also subject to our Privacy Policy. By enrolling in or agreeing to participate in the SMS Program, you consent to these Mobile Messaging Terms.14.1 Program Description
Through the SMS Program, Spendyr, Inc. may send you both promotional and transactional messages. Promotional messages can include special offers, promotions, and information about our services, whereas transactional messages might cover order updates, subscription changes, and other service-related notifications. These messages may be sent using automated technology, and the frequency of messages will not exceed 10 messages per 30-day period. While there is no charge from us for receiving SMS messages, your mobile carrier's standard rates for sending and receiving text messages may apply.14.2 User Opt-In
By providing your mobile phone number, you voluntarily opt into the SMS Program and agree to receive recurring automated marketing and informational text messages from us, our affiliates, and third-party service providers at the phone number provided. Participation in the SMS Program is not a condition of purchase. To opt-in, simply provide your mobile phone number through our app or website. If your phone number changes, please update your account information or notify us promptly at [email protected].14.3 User Opt-Out and Support
You can opt out of the SMS Program at any time by replying STOP to any message you receive. Upon opting out, you may receive a final message confirming your decision. Our mobile messaging platform is designed to recognize specific commands such as STOP for opt-out. If a request is made that deviates from these established commands, our platform may not recognize or process such requests. Spendyr, Inc., along with our service providers, will not be held liable for failing to act on requests that do not adhere to our specified Mobile Messaging Terms. Furthermore, Spendyr, Inc. reserves the right to change the telephone number or short code used to operate the SMS Program. Should there be any change to our contact number or short code, we will provide you with prior notification of this change. It's important to note that any communication attempts directed towards an outdated or changed number or short code might not be received by us. In such cases, Spendyr, Inc. cannot be held responsible for not responding to or honoring those requests. By participating in the SMS Program, you acknowledge and agree to these conditions, ensuring a clear understanding of the program's operational guidelines and your responsibilities as a participant. For help or more information, reply HELP to any message or contact us directly at [email protected].14.4 Disclaimer of Warranty and Liability
The SMS Program is provided on an "as is" basis and may not be available in all regions or through all mobile providers. Spendyr, Inc. and our service providers will not be liable for delayed or undelivered messages. By participating in the SMS Program, you agree to these terms and acknowledge the inherent risks and limitations of mobile messaging.By participating in our SMS Program, you are agreeing to these terms and our handling of your information as described in our Privacy Policy.

FAQ's

• 1. How secure is Spendyr?

• 2. What banks does Spendyr support?

• 3. How does Spendyr calculate carbon emissions?

• 4. Is the Spendyr app free? How does Spendyr make money?

• 5. Our guiding value is Independence